Citi Diamond Preferred® Card
Why this is your pick
Also 21 months of 0% on balance transfers (12 months on purchases). Marginally better for those primarily consolidating existing debt rather than financing new purchases. No annual fee and widely available.
Pros
- 21 months 0% on balance transfers
- No annual fee
- Citi banking integration for existing customers
Cons
- Only 12 months 0% on new purchases
- No rewards
- Same balance transfer fee structure