American Express Blue Cash Everyday®
Why this is your pick
The no-fee sibling: 3% at U.S. supermarkets up to $6,000/year. For a household spending under $250/month on groceries, the 3% Everyday card outperforms the Preferred after accounting for the $95 fee. Also earns 3% on U.S. online retail purchases.
Pros
- No annual fee
- 3% on supermarkets, online retail, and gas
- Same American Express network
Cons
- Half the grocery cashback rate of the Preferred
- Less value for heavy grocery spenders